As you might of heard, the IRS is offering up to $8,000 for buyers that meet the criteria of a first time home buyer good through Nov. 30th 2009. Up until now this would provide funds to you after the purchase and the necessary tax documents were filed.

Well, THDA (TN Housing Development Agency) is taking this a step further. They can provide up to 3.5% of the purchase price to you at the closing table to help you close on the home! It is easy to qualify and we can use this program to get you into the house for $0 to $1,000! The requirements to qualify are very easy and straightforward. I can prequalify you today for this program and get you looking at houses with one of our experienced real estate agents in no time at all. Don't miss out on the perfect storm:

great rates, great home prices, government assistance, and an easy to qualify for mortgage program!

Give me a call to discuss anytime.

Best Regards,

Derek Berry

American Home Loan Center

cell #863-581-6603

dberry@ahlcenter.com

www.derekthelender.com